Here is a summary:
Petrol 157.06
Groceries 204.12
Meat for the Year 278.00
Phone and Internet 244.84
Boat and Trailer Rego 141.00
Electricity for 2 houses 443.88
Health Insurance 300.00
RACT Roadside 68.75
Green Loan int free for solar 208.75
Water Bill 148.54
Rates for Shack 147.20
Mortgage 1492.00
Union Subs 65.00
Total spent 3899.14
Among this list there are expenses that will only happen once this year like the meat and the boat and trailer registrations. Also quarterly bills are the electricity, water and RACT roadside.
The monthly charges are Phone and Internet, Green Loan and Shack Rates. Fortnightly expenses are, Health Insurance, Mortgage amd my Union subs. Petrol and groceries are on a needs basis.
As you can see there were not any purchases that didn't fit into the rules of this challenge. So even though quite a bit of money was spent, I didn't waste any of it on stuff. Success for January. I feel February should be quite a deal less spending as not so many bills are due. Also I will be back to work in 2 weeks so not being on holidays I should use less petrol and groceries as this month, my grocery buying was to stock 2 houses (my holiday house where I spent most of the summer, and my home).
I still have NO CREDIT CARD DEBT which I am pleased about.
Deb
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